Loan Product and Tiling

August 14, 2023. Today was a busy day. In the morning we had a phone call with the bank SBI Shinsei, we choose our loan product, and went point-by-point over the loan terms. I verified there was no penalty or fee for early payment. We choose a 20-year loan, with a fixed interest rate of 1.45%. The signing of documents is done electronically

Yesterday we cut some tiles for the kitchen wall, and today we attached them to the wall.

Before picture. We removed wallpaper where the tiles will go, taped remaining wallpaper to protect it from thin set, and laid the first layer of tiles out. The tiles come 9 per sheet, connected with paper.
Kayo is applying thin set to the wall. We did the lower part first to get the positioning correct, and because there were two edges to get right.
An unflattering picture of me adjusting the tile spacing using spacers. This was the most work because I had to bend over the counter at a funny angle that made my back achy the following day.
Finished for the day. This particular thin set was really hard to clean up, are they all like this? This was my first time to do tiling in a long time, so the thin set got everywhere. It was possible, but not easy, to clean from my hands and tools. I’m hoping that it will be possible to remove from the tiles, once the thin set has hardened.

There is a bit more tiling to do, one more column of hexagons on the right side.

2 Responses to “Loan Product and Tiling”

  1. Anonymous Says:

    Thanks for sharing. What a low interest rate!! Around here it’s 7%+ for home loans. Tiling is messy. Can you wear thin gloves, like food service workers use, when applying the thin set?

  2. kurkoski Says:

    Yes, we figured that out and bought some nitrile gloves. With Japan interest rates so low, it seems logical to invest the money elsewhere.

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